| 摘要 |
A method for generating and distributing a plurality of financial child products to a group of recipients that can then be used for payment transactions by each recipient. The method includes receiving a selection of a core account that provides financial backing for the financial child products, and receiving a list of recipients that defines the group of recipients to which the financial child products are distributed. The method further includes generating the financial child products, where each financial child product is structured with one or more control parameters that define user restrictions for the financial child product, and causing the financial child products to be distributed to at least one recipient included in the list of recipients. Advantageously, since creating, distributing, and redeeming of the financial child products is performed using existing legacy networks, financial institutions only need to minimally modify legacy payment processing infrastructure to support these distributed payment products. |
