摘要 |
The present invention relates to a payment-processing method comprising: a step of receiving a spending limit establishment signal for a post-payment processing within a credit limit corresponding to a specific unit period inputted by a customer via a customer terminal; a step of receiving a request for payment from a store terminal when a purchase is made using a specific card of the customer; a step of determining whether or not the purchase price exceeds the spending limit; and a step of processing the payment in a post-payment system if the purchase price falls within the spending limit, and, if the purchase price exceeds the spending limit, processing the payment in a system including an immediate payment. |