TOUCHSCREEN COMPUTER SYSTEM, SOFTWARE, AND METHOD FOR SMALL BUSINESS MANAGEMENT AND PAYMENT TRANSACTIONS, INCLUDING A METHOD, A DEVICE, AND SYSTEM FOR CREDITING AND REFUNDING TO AND FROM MULTIPLE MERCHANT ACCOUNTS IN A SINGLE TRANSACTION AND A METHOD

摘要

A system includes a device and software with a touchscreen, cash drawer, bar code scanner, and other point-of-sale peripherals. The device processes payments according to a method and can process a payment from multiple payment sources to multiple credit-card merchant accounts. Likewise, the system processes returns according to a method from multiple-merchant accounts. A scheduler is included with an appointment builder and manager that are especially useful in a beauty salon environment and other schedule-intensive service businesses.