发明名称 |
Method and apparatus for a verifiable on line rejection of an applicant for credit |
摘要 |
A system and method are disclosed for presenting a reason for the rejection of 5 a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.
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申请公布号 |
US7756781(B2) |
申请公布日期 |
2010.07.13 |
申请号 |
US20070931855 |
申请日期 |
2007.10.31 |
申请人 |
NEXTCARD, LLC |
发明人 |
LENT JEREMY R.;LENT MARY;MEEKS ERIC R.;CAI YINZI;COLTRELL TIMOTHY J.;DOWHAN DAVID W.;GATELY DERMOT |
分类号 |
G06Q30/00;G06Q40/00 |
主分类号 |
G06Q30/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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