摘要 |
<p>A method for modifying the terms of a financial instrument comprising the steps of obtaining organization data, obtaining weighting factors, transforming the organization data by the weighting factors via a computer to obtain an indicator and relating the terms of the financial instrument to the indicator, wherein the terms are determined from the indicator. The organization data is representative of political, economic, social, technological, legal, environmental, charitable, policy, financial and/or regulatory data. Weighting factors are obtained and quantified from perception polls, surveys, questionnaires, pick lists, votes, opinion polls and/or individual opinions. The organization data is then transformed by the weighting factors to obtain a indicator, wherein the indicator is the basis for obtaining the financial instrument or modifying the terms of the financial instrument.</p> |