| 摘要 |
The present invention relates to an electronic settlement method, and more particularly, to an electronic settlement method that includes: enabling a banking agency of a receiving entity to inform of the issue of a sales bond via a payment gateway system when a sales bond issuing entity has issued a sales bond; enabling all entities subscribed to the payment gateway system to issue an electronic certificate on the security of the received sales bond or electronic certificate; enabling any entity who has received an electronic certificate and who has not issued a new electronic certificate on the security of the received electronic certificate to make a request for an encashment of the relevant electronic certificate to the payment gateway system; and enabling the payment gateway system to trace the channels of the electronic certificate for which the encashment request has been made, all associated electronic certificates, and the sales bond, and perform a cashing process to the bank accounts of all entities on the channel, to thereby enable the issuing entity to suspend the payment for the received sales bonds such as a credit card charge, an electronic bill and the like, an electronic certificate, cash, or a credit and the like, and to enable the issuing entity to easily issue an electronic certificate, and to enable the receiving entity to receive a secured electronic certificate for which a suspension of payment is made by the issuing entity, and enable the receiving entity to easily get a discount on the commission of the electronic certificate if needed. Further, issuing entities may have additional profits from small and medium size industry promotion funds when the electronic certificate is cashed by the receiving entity. |
