摘要 |
An online credit system is disclosed. The online credit system allows purchasers (requesters) to request and receive credit (e.g., store credit) for prior purchases of qualifying products. The credit can made available to purchasers as an electronic credit voucher. Through online interaction with the online credit system, a purchaser is able to be informed in near real-time whether a particular prior purchase qualifies for an offered credit. The online credit system can also enforce credit eligibility rules so that only certain prior purchases of certain products are able to receive a credit. The online credit system can also incorporate techniques to mitigate or prevent fraudulent attempts to access such credit. In one embodiment, the products qualifying for credit are wireless electronic devices, such as mobile telephones.
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