摘要 |
PURPOSE: A bank transfer method using a mobile phone certification and a system thereof are provided to simultaneously register mobile phone certification and account transfer information, thereby transferring charges of purchased products through an account in real time. CONSTITUTION: Payment information transmitted from a seller server is identified(ST120). A financial institution server determines whether a mobile phone certification account transferring unit of a user is registered(ST160). The first certification information is inputted. The first certification information is identified. An SMS certification number is transmitted to the mobile phone of the user. |