发明名称 Systems and methods for selective use of risk models to predict financial risk
摘要 A risk system that performs a risk assessment of a financial transaction to obtain a first risk score, and based on first risk score performs post-score assessments by selectively utilizing various scoring models and databases. The post-score process re-assesses some of the borderline risks in order to capture beneficial transactions that may fail standard risk assessments that use a cutoff risk score to divide the transactions into either authorized or declined groups.
申请公布号 US7668776(B1) 申请公布日期 2010.02.23
申请号 US20020041765 申请日期 2002.01.07
申请人 FIRST DATA CORPORATION 发明人 AHLES DANIEL
分类号 G06Q40/00;G07F19/00 主分类号 G06Q40/00
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