INTERPERSONAL LOAN INTERMEDIARY SYSTEM, INTERPERSONAL LOAN INTERMEDIARY METHOD AND COMPUTER PROGRAM

摘要

PROBLEM TO BE SOLVED: To provide a mechanism of loan equivalent to interpersonal loan while interposing a financial institution.

SOLUTION: An interpersonal loan intermediary system has: a condition comparison means 14 for comparing desired loan condition information to be transmitted from a borrower with at least one piece of bid loan condition information transmitted from a lender to determine whether or not the total of bid amounts presented by at least one bid loan condition information is equal to or more than a desired amount in the desired loan condition information; and a first securitized credit instruction means 15 for instructing securitization of a credit equivalent to the desired amount of the borrower when it is determined that the total of the bid amounts is equal to or more than the desired amount and interpersonal loan relation between the borrower and the lender reaches an established state by the condition comparison means 14.

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