| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a mutual direct investment system for mutually supporting asset management of a user, and stable fund raising and management of a seller by acquiring articles-service-financial products, etc. possessed by the seller using points to be acquired by purchase, etc., receiving a super-low interest small fixed-amount loan by putting up the acquired financial products as collateral based on a point issuance and replacement standard set by the seller by the user, providing the user with the points through sale, etc. based on the standard, acquiring funds-information, etc. proportional to the points, and performing loan to the user based on the acquired funds by the seller. <P>SOLUTION: Both the user and the seller conclude an agreement contract based on the point issuance-replacement standard and a loan standard, and the user possesses a point storage-update-replacement means such as a magnetic card. The seller provides a point-corporate bond-stock-financial management means under control of a customer data bank in its company and makes each POS terminal access it. Furthermore, a social gathering, etc. is provided in a local leader store to exchange information, etc. <P>COPYRIGHT: (C)2009,JPO&INPIT |
