SYSTEM AND METHOD FOR AUTHENTICATING A USER OF MULTIPLE COMPUTER APPLICATIONS, NETWORKS OR DEVICES USING A WIRELESS DEVICE

摘要

An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or oth-er automated or electronic devices requiring identity verification is provided A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing inci-dents of identity theft This Personal Identity Value is based on one or more computer logic resources that incorporate the relation-ship among a variety of identification information elements and parameters associated with the entity or individual, such as the en-tity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated ac-tivities engaged in and applications accessed