| 摘要 |
An affiliated member shop-related card payment processing method and system, and a recording medium therefor are provided to automatically process a deficient portion of the balance as a credit loan within a certain limit if the balance of a transferring payment target account is insufficient, thereby conveniently converting card payment into transferring payment. An information storage unit(560) automatically processes the deficient balance of a transferring payment target account as a credit loan, and stores maximum credit loan limit information in a storage medium. If the balance of the transferring payment target account is insufficient, a credit loan validity confirming unit confirms whether a credit loan limit exceeds the maximum credit loan limit information. A credit loan processing unit calculates credit loan money, and processes the credit loan money as a credit loan, so that transferring payment is processed. |
