| 摘要 |
An auction system between a seller and a bidder via a communication network, for calculating a proper price of a viatical and life settlement policy based on the amount of insurance carried by an insured, the estimated remaining life of the insured, an insurance premium due to be paid by the insured, a commission fee of an investment trust institution and the annual interest of the policy, for preventing the policy from being set at an illegally low price and allowing the insured to sell the policy at an optimized market price while maintaining a fair trade. Whether or not already-distributed key information is used for login, charges can be withdrawn from a trade account available for online settlement, and it is possible to confirm whether a seller or bidder has carried out an illegal action, so that troubles such as unpaid fees can be greatly reduced.
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