发明名称 Payment Card with Dynamic Account Number
摘要 A payment card comprises a processor, a trigger source coupled to the processor, and a display for outputting at least a portion of a dynamic account number under control of the processor responsive to the trigger source. The dynamic account number is determined based at least in part on a seed stored in the payment card and an output of the trigger source. In an illustrative embodiment, the dynamic account number is generated utilizing a time-based or event-based one-time password algorithm. For example, in a time-based embodiment, the trigger source may comprise a time of day clock, with the dynamic account number being determined based at least in part on the seed and a current value of the time of day clock. In an event-based embodiment, the trigger source may comprise an event counter, with the dynamic account number being determined based at least in part on the seed and a current value of the event counter.
申请公布号 US2009048971(A1) 申请公布日期 2009.02.19
申请号 US20070840629 申请日期 2007.08.17
申请人 HATHAWAY MATTHEW;WOLF DANA E;SPEAR SKYE 发明人 HATHAWAY MATTHEW;WOLF DANA E.;SPEAR SKYE
分类号 G06Q40/00 主分类号 G06Q40/00
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