METHOD AND APPARATUS FOR PROVIDING USER ACCESS TO PAYMENT METHODS

摘要

The illustrative embodiments described herein provide a computer-implemented method, apparatus, and computer program product for providing user access to payment methods. The process generates a set of recommended payment methods in a set of payment methods to form a recommendation. The set of recommended payment methods are recommended to complete the transaction. The process provides the recommendation to a user on a user interface. The process provides the application for the user to apply for the right to use the recommended payment method on a user interface in response to a determination that a recommended payment method in the recommendation is presently unavailable to the user.