<p>A baccarat game is provided that can be played with a mandatory base wager and allows the player to place an insurance wager with advantageous winning hand to insure his/her base wager at fixed odds against an instant loss or either losing to an improved hand, an inferior hand or having the maximum nine (9) points and not getting paid when the opposing player or opponent improves also to nine (9) points, or when his opponent has the minimum of zero (0) point for all three (3) cards and the player having to draw/open a 3rd card resulting in getting also the minimum of zero (0) point and not getting paid. An advantageous winning hand defines as having at least one (1 ) point over the opposing hand and when the drawing of the next card by him/her or the opposing hand could, but not necessarily would, result in either an instant win or instant loss to him/her.</p>
