| 摘要 |
<p>An electronic settlement system in which even if a customer having a card or the like for electronic settlement does not perform an operation for settlement, a credit processing based on the personal identification information of the card or the like can be performed in advance and communication with the host can be saved at the time of the settlement at the cash desk to perform the settlement in a short time. The electronic settlement system is characterized by allowing medium distance communication functions (12, 31) to detect the ID symbol of a portable telephone (1) incorporating an IC card, transferring the authentication data of the user and usable upper limit money from a settlement server (4) to a store server (3), pre-storing them for credit, and, if a settlement terminal (2) detects the IC card ID symbol of an IC card (11), authenticating the IC card (11) by using the authentication data stored in the store server (3) to settle shopping within the range of the usable upper limit money.</p> |
