| 摘要 |
This invention provides various financial products and methods of investing. According to a first aspect an investor is able to invest funds that are linked to a commodity, and the investor is then able to switch from one currency to another. According to a second aspect, the investor is able to switch from one commodity to another. According to a third aspect the investor is paid interest by an institution with whom the funds have been invested and which has acquired a commodity in accordance with the value of the funds. The interest rate may be fixed or variable.
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