| 摘要 |
A loan payment system for chattel includes a disabling unit that can disable the chattel. Receipt of an authorization code prevents the disabling unit from disabling the chattel. A debit server maintains data for users in possession of chattel that includes a communication address, an identifier for a lienholder, and an identifier for the disabling unit. A user tenders payment from a user account to the debit server, which verifies that the user's account has sufficient funds, debits the payment from the user's account, transfers the payment to an account for the lienholder, and requests the authorization code for the disabling unit provided on the user's chattel. A disabling unit server receives the request for the authorization code, determines the authorization code for the disabling unit, and sends the authorization code to the debit server, which sends the authorization code to the communication address.
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