CARD ISSUING METHOD AND APPROVAL PROCESSING METHOD FOR CMA CHECK CARD AND SERVER FOR THE METHOD

摘要

A method for issuing a CMA(Cash Management Account) check card, a payment approval method and a server for the same are provided to enable a customer to use cash managed by the CMA for online or offline payment with a check card by using an evaluation price of a beneficiary certificate of the CMA. A CMA managing/recording unit(360) manages a CMA assigned to each customer and records related information such as stored management asset. A card company collection account managing/recording unit(370) manages a collection account assigned to each cooperated card company and records the related information. A data communicator(310) communicates with a cooperated card company server. An approval processor(320) transfers an approved price to the collection account when the cooperated card company server approves a card payment price, and determines repurchase of the needed management asset. A beneficiary certificate management information recorder stores the information of the purchased management asset. A beneficiary certificate seller(340) repurchases the management asset with cash. A management asset evaluator evaluates a value of the management asset. A repurchase rule recorder records an automatic repurchase rule of the management asset based on an intension of the customer.