| 摘要 |
A system and a method for forming a financial club are provided to return an interest of a sum of deposits of depositors belonging to the financial club to each depositor by forming the financial club through registration examination. A financial club manager(110) manages/searches personal, account, authentication, and security information of members. A deposit manager(130) manages information of deposit kept in a financial institution by each member, and a reward manager(140) manages information related to rewards according to the deposit information. A credit manager(120) manages credit information of an applicant for the financial club based on account information and financial transaction of the applicant. A controller(150) controls the information of each manager and a database(160) stores the information of each manager. The reward manager provides an interest occurring in the financial institution to the members as rewards according to a deposit management rule of the financial institution. The deposit manager includes a financial institution selector for selecting the financial institution providing the highest interest rate. |
