A SECURE PAYMENT METHOD AND SYSTEM ON NETWORK AND ROUTE SERVER

摘要

A payment system on network provides a platform based on the existing various transaction modes so that the current transaction modes can be operated on the secure payment platform which the present invention provides. The current transaction modes has the following kinds: a free process mode of the acquirer institution, a direct authentication mode of the card issuing institution, a secure input mode of the bank union and the other patent mode which the bank applies. The secure payment system can solve the technology disadvantage that the existing transaction flow is disorder and the resource is waste. The method of the present invention not only can be realized and its security is high, but also can achieve the less consumed time and the high transaction success using the existing private network. If the present invention has not received the transaction process result within the preset time, the acquirer subsystem puts forward a request for inquiring and notifies the inquired result of the merchant, thereby the difficulty of the following clear is reduced.