<p>A system for using a rebate card is disclosed comprising: a first product, the first product being eligible for a rebate; a rebate value, the rebate value being associated with the first product; a point of sale (POS) device; a rebate card; and a rebate card account associated with the rebate card, the rebate card account being used to hold the rebate value associated with the first product that was purchased at the first POS device.</p>