发明名称 |
POINT OF SALE CREDIT SYSTEM |
摘要 |
A method and system for providing credit at a point of sale are provided. The method includes both ah open-ended model and a closed-ended model. In the open-ended model a card, such as a credit card, is provided to the customer. The customer first enters into an agreement for repayment with a credit provider. When the customer uses the card, a new installment transaction is added to a revolving line of credit. An open-ended loan agreement is delivered to the customer at the point of sale. The open-ended loan agreement may include available credit left, payment terms, and payment date. In the closed-ended model, the customer need not first sign an agreement with the credit provider. The customer simply obtains and uses a card to obtain a closed-ended, single installment, installment loan.
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申请公布号 |
WO2007033073(A3) |
申请公布日期 |
2007.11.29 |
申请号 |
WO2006US35301 |
申请日期 |
2006.09.12 |
申请人 |
CARDS, LLC;EPTING, THOMAS, W.;GREER, RICHARD, E. |
发明人 |
EPTING, THOMAS, W.;GREER, RICHARD, E. |
分类号 |
G06F5/00;G06Q20/00 |
主分类号 |
G06F5/00 |
代理机构 |
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代理人 |
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地址 |
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