SYSTEM AND METHOD FOR ACTIVATING TELEPHONE-BASED PAYMENT INSTRUMENT
摘要
A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.
申请公布号
WO2007134010(A2)
申请公布日期
2007.11.22
申请号
WO2007US68388
申请日期
2007.05.07
申请人
FIRST DATA CORPORATION;HUMPHREY, WENDY;DEWAN, SUNIL;OSWALD, DANIEL, J.