| 摘要 |
According to the present invention, an instant loan service method using a wired/wireless web service comprises: a step of allowing a user to sign up or sign in, after a verification process; a step of determining whether the singed-in user is a new client or the existing client; a step of checking whether a credit rating is enough to take out a loan; a step of classifying a loanable fund into an instant remittance fund, an additional loanable fund, or a re-loanable fund, depending on a result of a credit rating inquiry; a step of requesting an approval for a loan, after the client enters loan-associated information; and a step of selecting and applying for a loan product. According to the present invention, the client may use a loan product without using other loan bank. |
