| 摘要 |
A method and arrangement for utilising a generally available personal data terminal as a secure and reliable authentication factor for user authentication is described. Also, a method for secure transfer of data between two parties, a user and a service provider, where the user generates a unique authentication factor adapted for user authentication (104), called a user code, and the service provider registering the user's user code as an authentication factor is disclosed.. The method is useful for various security services involving a user and a service provider in electronic channels where service providers are faced with the challenges of authenticating the users of their services.
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