| 摘要 |
<p>A method for verifying a person's identity in order to gain access to electronic data, a data network, a physical location, or enable a commercial transaction. A request for identity verification is processed over a data network and the system is initiated which (i) transmits a disposable pass phrase over a data network to the user, (ii) prompts the user to vocalize the disposable pass phrase, a pass phrase, and user id, (iii) compares the recited speech of the user to the stored voiceprint of the user, the stored pass phrase and id of the user, and the generated disposable pass phrase, then (iv) issues a token or signal that represents whether the user was verified or not.</p> |
