发明名称 |
Method and system for providing employer-sponsored retirement plan |
摘要 |
A method of administering income distributions from an employer-sponsored retirement plan having a participant account value comprises providing an option to a plan participant to elect lifetime payout funded by at least a portion of the participant's account value; providing an option to the participant to elect an excess period during which a participant maintains control over the portion of the account value; transferring the portion of the participant's account value into a group annuity contract; determining an initial benefit payment under the terms of the group annuity contract; determining a subsequent benefit payment; and paying the initial and subsequent payments to the participant. Other embodiments include one or more of these, and the step of determining a charge to be paid by the participant for the guaranteed lifetime payout. |
申请公布号 |
US2007033124(A1) |
申请公布日期 |
2007.02.08 |
申请号 |
US20060488317 |
申请日期 |
2006.07.18 |
申请人 |
HERR DANIEL P;TOTH ROBERT J |
发明人 |
HERR DANIEL P.;TOTH ROBERT J. |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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