摘要 |
A method for offering a service to prevent Internet and tele-banking accidents by using a security number generated in a mobile terminal for EC(Electronic Commerce) is provided to fundamentally prevent the banking accidents caused from hacking by embedding a program for generating the security number in the mobile terminal. A security number generating program storing personal information and bank information is issued from a bank terminal to the mobile terminal instead of a security card issued from a bank or a credit card company. An initial basic generation frame, and an encoding module of each bank and credit card company are added to the security number generating program. The user obtains a security code requested from the bank or the credit card company for the Internet banking by using the mobile terminal. The obtained security number is authenticated from an Internet banking server of the bank. |