摘要 |
A system for managing funds of a user selection type using a point account of a bank is provided to enable a user to easily check an investment state by converting points accumulated from member companies into cash, investing the cash, offering investment profit to the user, and changing a shape of a character displayed to a user terminal according to the investment state. A service system(300) converts the points received from a member company server(200) into cash, invests the case by using an investment mode selected from the user, and changes information of the character output to a user terminal(400) corresponding to point account information changed according to investment information. The bank network(100) converts the points into the cash, deposits the cash to the point account of the user, and provides account change information in case that balance of the bank account is changed by investing the balance of the point account of the user according to the selected investment mode. The service system generates and outputs character information corresponding to a change state of the point account to the user terminal. |