| 摘要 |
A computer-aided method for carrying out an option on a loan (134), for example a residential mortgage loan (134), the method including the steps of: receiving information into a memory, the specifications defining the option (200, 210, 220) on the loan, the specifications including a trigger for executing the option, the specifications such as an interest rate; evaluating the trigger with a computer accessing further data; and if the trigger is detected, signaling execution of the option. The option can be, for example, an interest rate floor, ceiling, or both. Computer cooperation can facilitates closing of the loan and downstream processing (128), if so desired. |
