发明名称 |
MULTIPLE PARTY BENEFIT FROM AN ONLINE AUTHENTICATION SERVICE |
摘要 |
<p>An account authentication service where a trusted party verifies an account holder's identity for the benefit of a requestor during an online transaction. The account authentication involves requesting a password from the account holder, verifying the password, and notifying the requestor whether the account holder's authenticity has been verified. An alternative embodiment of the account authentication service includes a value-adding component where information about a customer is shared with a value-adding party. The customer information is rich in detail about the customer since it is collected by each of the parties in the account authentication process. The value-adding party can then use this information in various manners. All of the parties involved can benefit from sharing the customer information. The value-adding party can be, for example, a merchant, a shipper, a security organization, or a governmental organization. A transaction identifier identifies a specific transaction between a customer, a merchant, and the customer information.</p> |
申请公布号 |
WO2005111957(A1) |
申请公布日期 |
2005.11.24 |
申请号 |
WO2004US14587 |
申请日期 |
2004.05.11 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION;GERBER, GARY, E.;LEE, TIMOTHY, MY-CHU |
发明人 |
GERBER, GARY, E.;LEE, TIMOTHY, MY-CHU |
分类号 |
G06Q20/00;G07F19/00;(IPC1-7):G07F19/00 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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