| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a point service system to a customer, enabling a cashing service to motivate a customer to repay early, and promoting enclosure of an excellent customer. <P>SOLUTION: An IC card includes a memory means having a point memory. An ATM includes an IC card read/write means for storing a point into the IC card, an input means for inputting cashing application and cashing repayment information, a cash processing means, and a transmission/reception means for transmitting the cashing application and repayment information of the customer to a server, and for receiving from the server the point to be provided for the customer. The server includes a customer information database for registering financing information and repayment term information based on the cashing application information received from the ATM, a point generation means for generating the point to be provided for the customer when repayment is completed before the repayment due date, and a means for transmitting the generated point to the ATM. <P>COPYRIGHT: (C)2006,JPO&NCIPI |
