| 摘要 |
<p><P>PROBLEM TO BE SOLVED: To improve efficiency of all processes of debtor classification determination from the determination of debtor classification to a report to the authorities. <P>SOLUTION: In this debtor classification determination system, three strong points are (1) real-base rating (actual situation-base determination), (2)three stage/analysis (a three-stage check method of a single actual situation, a representative total actual situation/group total actual situation, and future prediction), (3) a three-dimension matrix (determination from three directions of an obligation fulfillment situation, actual situation financial balance, and substantial debt redemption ability). By applying 3DM that is a debtor classification determination tool, the debtor classification is determined by a computer from the three directions of (1) the obligation fulfillment situation, (2) the actual situation financial balance, and (3) the substantial debt redemption ability. <P>COPYRIGHT: (C)2005,JPO&NCIPI</p> |
