| 摘要 |
PURPOSE: A system and a method for integrated settlement using a single account through the network are provided to enable a user to easily use electronic money and simplify a settlement process by integrating the user's accounts for the EC(Electronic Commerce) and using an integrated account. CONSTITUTION: An account generator(21) generates the single account matched with multiple user IDs and stores it to an issuance database by assigning an account number to the generated account. A card issuer(22) issues the Han-pass for each account and stores related information to an issuance database(12). The first settlement processor(23) performs operation for the Han-coin settlement, and includes a charging part(23a), a transferring part(23b), and a settlement part(23c). The second settlement processor(24) performs the operation for the Han-pass settlement, and includes a settlement approval part(24a) and a billing part(24b). A transaction particulars inquiry part(25) provides transaction particulars to the user based on the information stored in each database(11-15).
|
