PURPOSE: A device and a system for checking a credit card are provided to smooth an atmosphere for a card settlement process and easily confirm the illegal card settlement with only the sound by offering a melody or the sound on the card settlement process, and making a card holder select the registered sound depending on an approval code and an error code. CONSTITUTION: A card reader(53) reads the card information of the credit card. A key pad makes a member shop owner directly input a settlement price. A display panel displays the simple information. A transmitting/receiving part transmits an approval request to a settlement server and receives the approval code. A printer(55) prints out a receipt(30). A sound source memory(57) stores the sound including a voice or music. A sound output part(59) reads the preset sound from the sound source memory and outputs the sound if a response is received from the settlement server.