发明名称 |
Risk classification methodology |
摘要 |
An insurance risk classification methodology involves classifying prospective insureds into risk groups based on personality traits that determine behavior and are thereby predictive of insurance loss. In one embodiment, a questionnaire is given to the prospective insured to measure personality variables of the prospective insured. Depending on answers to the questions, the prospective insured is classified into an appropriate risk group. In another embodiment, a surveying methodology is used to formulate the questionnaire.
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申请公布号 |
US2004024620(A1) |
申请公布日期 |
2004.02.05 |
申请号 |
US20030601118 |
申请日期 |
2003.06.23 |
申请人 |
RIGHTFIND TECHNOLOGY COMPANY, LLC |
发明人 |
ROBERTSON PETER T.;BASHLINE DONALD;DEPASQUALE JASON |
分类号 |
G06Q40/00;(IPC1-7):G06F17/60 |
主分类号 |
G06Q40/00 |
代理机构 |
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