| 摘要 |
<P>PROBLEM TO BE SOLVED: To reduce risk of both a payer, such as a buyer or a service client, and a payee, such as a seller or a service provider, in electronic commerce. <P>SOLUTION: A buyer dealing financial institution processor 3 freezes the account balance, according to the request of a buyer, generates temporary settlement money which is money information containing temporary settlement information, and transmits it to a buyer processor 1. The processor 1 transmits a purchase request and the temporary settlement money to a seller processor 2. Based on the checking result of goods, the buyer receiving the goods transmits a final settlement approval request to the processor 3, while based on the checking result of temporary account settlement money, the processor 2 transmits a final settlement request to the processor 3. On the condition that the final settlement approval request and the final settlement request both exist in a data base, the processor 3 performs final settlement, with respect to the temporary account settlement money. <P>COPYRIGHT: (C)2004,JPO |
