发明名称 SECURE ONLINE PURCHASING
摘要 In a method of purchasing online, a client device of a customer (102) communicates a purchase selection which is received by a vendor computer system (104). The vendor computer system, in response, communicates a cost of the purchase selection and fund confirmation address to the client device. The client device (102) communicates a payment authorization for the cost that is received by a fund guardian (106). The client device also communicates biometric information. The fund guardian confirms the availability of sufficient funds to pay the cost. The biometric information is applied along with a stored biometric print to authenticate the customer. The vendor computer system communicates a fund confirmation address which is received by the fund guardian. When sufficient funds are available to pay the cost, and when the customer is authenticated, the fund guardian communicates a fund confirmation to the vendor computer system at the fund confirmation address.
申请公布号 WO03073200(A3) 申请公布日期 2003.12.04
申请号 WO2003US04650 申请日期 2003.02.18
申请人 AT & T WIRELESS SERVICES, INC.;ENGELHART, ROBERT, L. 发明人 ENGELHART, ROBERT, L.
分类号 G06Q20/02;G06Q20/04;G06Q20/08;G06Q20/10;G06Q20/12;G06Q20/32;G06Q20/38;G06Q20/40;G06Q30/06 主分类号 G06Q20/02
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