发明名称 |
System and method for managing stored-value card data |
摘要 |
A computerized system and method for managing stored-value card data over a communications network between a plurality of terminals and a central processor is provided. Each of the terminals is accessible to respective users and is located in a respective location generally remote relative to the central processor. The stored-value card data is configured to securely process in real time stored-value cards transacted by respective users to enable charging prepaid stored-value services to a recipient of the transacted stored-value card. The method allows for providing a database coupled to the central processor. The method further allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card. An associating step allows for associating in each stored record respective identifiers to uniquely match a respective stored-value card and a respective terminal. The associating step is enabled by assigning a "setup" card to the location and capturing the terminal information when a transaction utilizing that card is made. A transmitting step allows for transmitting a request of stored-value card activation to the central processor from a respective requesting terminal, the central processor configured to accept said activation request based on whether the associated identifiers for the stored-value card to be activated match identifiers actually transmitted by the requesting terminal for that stored-value card and terminal.
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申请公布号 |
US2003205616(A1) |
申请公布日期 |
2003.11.06 |
申请号 |
US20030411971 |
申请日期 |
2003.04.11 |
申请人 |
GRAVES PHILLIP CRAIG;SMITH MERRILL BROOKS |
发明人 |
GRAVES PHILLIP CRAIG;SMITH MERRILL BROOKS |
分类号 |
G06Q20/00;G07F7/12;(IPC1-7):G06F17/60 |
主分类号 |
G06Q20/00 |
代理机构 |
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