| 摘要 |
<p>A system (800) is provided for establishing accounts (806) which can be remotely accessed by account holders to obtain access to account funds through the issuance of negotiable instruments (801) made payable to the account holder. The negotiable instruments (801) are issued through a dispensing station (810). The account holder enters its account number and an amount requested into the dispensing station (810). The dispensing station (810) communicates with an customer account server (804) to verify sufficient funds in the account (806) to cover the requested amount and transaction fees. Upon such verification, the dispensing station (810) prints a negotiable instrument (801) made payable to the account holder in the amount requested, and the amount requested is debited from the account (806). The negotiable instrument (801) can then be converted to cash. Use of a personal identification number is not required. Security is provided by requiring verification of the identification of the person presenting the negotiable instrument (801) for cashing.</p> |
