Computer-based payment data transaction system has card reader including uniform expenditure code, which assigns code to card identified within specific area and transmits to server which processes transaction data

摘要

A card reader (102) including uniform expenditure (UEX) assignment code (210a), and Internet protocol (IP) v6 address (210d), identifies area of communicating card (200a), assigns UEX code and transmits to server. The server generates payment summaries by processing transaction data categorized according to the UEX code, and transmits to cardholders through Internet while storing processed information in database. Independent claims are also included for the following: (1) card payment transaction assigning method; (2) expenditure category transmitting system; (3) payment transaction data transmitting method; (4) expenditure category receiving system; (5) payment transaction data recording method; and (6) global network addresses structured hierarchy utilizing system.