| 摘要 |
E-commerce account holder security participation is provided for preventing unauthorized access to and use of private electronic account information. A method is provided to enable the account holder to participate in the protection of their private accounts and information. The account holder specifies and controls a single or a series of access parameters (306), associated with each private account or record, that must be satisfied before a transaction of funds or information is authorized (308). This account access protection is provided in addition to connection security provided in e-commerce transactions and is structured to stop unauthorized user access in possession of the account holder's name, address, account number or credit card number. The account holder can effect access parameter changes anywhere at any time via a computing device where the access parameter data is stored in the computing device, secure server or other secure location. |
