| 摘要 |
The invention relates to a program that administers a method of funding life insurance policies (312) using annuities that are purchased at least in part using borrowed money (316), using business and trust structures (314) to reduce and/or eliminate tax. This investing can be done either directly by the policy or through the trust (314) and/or other business entity. As an internal investment of the insurance policy (312) the income generated by the annuity (302) and the inside build-up are non-income to the owner of the policy. The resulting death benefits (320), (323) will also be non-income taxable to the beneficiary (324). |
