METHOD AND SYSTEM USING A USER PORTABLE DEVICE FOR VALIDATING A REQUEST WITH AN ENTITY

摘要

The invention concerns a method and a system enabling a user (2) to perform remote payment settlement for goods and/or services. The method comprises: a step whereby the user (2) transmits to an acceptor trader (23) supplying goods and/or services, a personal identifier, in particular consisting of a call number (22) of the mobile telephone (25) of the user (2); a step whereby the user (2) transmits a password (15) to a banking institution (7). When the user (2) is registered, the password (15) is transmitted, by the banking institution (7) to the user (2) entirely or partly via a terminal (8), in particular an ATM/ABM automatic cash dispensing machine. The payment for the goods and/or services is thus settled remotely by the user (2).