SYSTEM AND METHOD FOR REPRESENTATIVELY HANDLING DEPOSIT MERCHANDISE AND ACCOUNT DATABASE STRUCTURE

摘要

PROBLEM TO BE SOLVED: To provide a technique capable of handling deposit merchandise of a plurality of banks in a correspondent bank with which a customer has transactions already. SOLUTION: An integration center for integrating a system receives contract data about a deposit contrast with a customer who deposits deposit merchandise related to representative handling from an agency bank, stores the received contract data in a account database for storing the account data of a account owned by the deposit customer of the deposit merchandise related to representative handling, extracts deposit merchandise which needs payment to the customer from the account database on the basis of the termination of a saving term, calculates payment data about the deposit merchandise and transmits the calculated payment data to the agency bank.