| 摘要 |
A method is presented to deposit funds into a financial service provider, such as a securities company, via a banking institution. A client first deposits funds into a transfer account at the banking institution using a deposit slip that can include a magnetic ink character reading (MICR) line. The MICR line includes the number associated with the client's account and the number of the transfer account. The service provider uses a software package to accept data from the banking institution informing it of the client's name, account number, deposit size, etc. The banking institution then transfers the funds from the transfer fund to the service provider's clearing firm. This firm, at their convenience, may then transfer the funds to the financial service provider's general ledger account. Three business days after the initial deposit, the service provider finally credits the client's account the amount of the deposited funds.
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