| 摘要 |
PURPOSE: A payment specification notifying gateway system is provided to definitely classify payment specifications processed via a plurality of virtual bank accounts, and to transmit a payment specification to a corresponding seller so that the seller can make a real time check of a payment from a buyer. CONSTITUTION: The system comprises steps of a seller transmitting a request of opening virtual accounts of specific banks to a gateway(S1), the gateway transmitting the request of opening the virtual accounts to corresponding banks, and receiving the virtual accounts from the banks(S2), the gateway transmitting the received virtual accounts to the seller(S4), a buyer searching for a desired commodity in commodity information offered by the seller(S5), the buyer selecting a commodity to be purchased(S6), the seller storing a payment amount and an ID of the buyer at a database, and displaying the virtual accounts(S7), the buyer making a payment for the commodity by using one virtual account(S8), a bank, corresponding to the virtual bank, processing the payment and depositing the payment money at the virtual account(S9, S10), the bank transmitting the payment specification, for example, an account number, a payment amount, a payment date or an ID, to the gateway(S11), the gateway determining which seller is related to the transmitted payment specification(S12), the gateway transmitting the payment specification to a corresponding seller via an SMS(S13), the seller checking the payment specification and transmitting a payment completion message to a corresponding buyer via an SMS(S14, S15), and the seller transmitting a delivery order to a delivery service provider(S16).
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